TrustLayer alternative: Certy vs TrustLayer
TrustLayer is a third-party risk management platform that tracks certificates of insurance alongside W-9s, licenses, contracts and other documents. It has a free starter plan and paid tiers for larger programs. Certy does one job, COI tracking, with published pricing for teams that have outgrown spreadsheets.
We make Certy, so weigh this accordingly. Everything about TrustLayer below comes from their public website as of October 2026. If something has changed, email us and we’ll correct it.
At a glance
| Certy | TrustLayer | |
|---|---|---|
| Pricing | Published: $49/mo (25 vendors), $149/mo (150), $299/mo (500) | Free up to 50 vendors; Pro and Complete via sales |
| Getting started | Sign up and start the same day; setup help loads your first 50 vendors free | Self-serve free plan; demo for paid tiers |
| Certificate review | AI reads every field; you can correct anything and checks re-run | AI reads COIs and flags gaps |
| Documents tracked | Certificates of insurance | COIs, W-9s, licenses, contracts, custom documents |
| Vendor experience | Private upload link, no account; PDF or phone photo | Vendors don’t need to sign in |
| Integrations | None yet; CSV import and export | Procore, CMiC, Vista Viewpoint (Pro); API |
| Managed service | No managed outreach team | White-glove onboarding on Pro; dedicated account manager on Complete |
Pricing
TrustLayer: Free Starter plan up to 50 vendors. Pro and Complete tiers priced through sales. Yes, Starter is free for up to 50 vendors.
Certy: $49, $149 or $299 per month, published. Yearly billing is 10× monthly. No free plan. Free ACORD 25 checker and other tools without signup. 30-day money-back guarantee. See pricing.
How certificates get reviewed
TrustLayer: AI reads COIs and flags gaps against your requirements; tracks other compliance documents too.
Certy: Self-serve software. AI reads each certificate; you review and correct any field. It checks general liability, auto, umbrella and workers’ comp limits, additional insured and waiver of subrogation boxes, the certificate holder name, and every policy’s expiration date. Try it on a certificate with the free ACORD 25 checker.
Integrations
TrustLayer: Procore, CMiC and Vista Viewpoint on Pro; custom integrations on Complete; API.
Certy: None yet. CSV vendor import and full data export.
When TrustLayer is the better choice
- You have fewer than 50 vendors and want to pay nothing. TrustLayer’s free plan covers that.
- You need W-9s, licenses and contracts tracked next to insurance.
- You need Procore, CMiC or Vista Viewpoint integrations.
When Certy is the better choice
- You want a published price at 150 or 500 vendors without a sales call.
- You only need COI tracking and want the simplest possible tool for it.
- You want done-for-you setup of your first 50 vendors included.
TrustLayer is best for: Risk and finance teams that want COIs, W-9s, licenses and contracts in one third-party risk platform. Certy is best for: general contractors and property managers with about 10–500 subs or vendors who want simple software, published pricing and setup help included.
Frequently asked questions
Is TrustLayer free?
TrustLayer’s Starter plan is free for up to 50 vendors as of October 2026. Pro and Complete plans are priced through their sales team.
What’s the main difference between TrustLayer and Certy?
TrustLayer is a broader third-party risk platform with integrations and multiple document types. Certy focuses only on certificates of insurance, with published pricing and done-for-you setup for small teams.
Can I switch from TrustLayer to Certy?
Yes. Import your vendor list by CSV, or email us your current certificates and we’ll load your first 50 vendors for free.