Certy resources

Keep the insurance paperwork moving.

Find the checklist, example or official source you need to collect and review vendor insurance evidence.

223 resources

Templates

COI Tracking Spreadsheet: Excel and Google Sheets Template

Download a policy-level COI tracker with review dates, renewal tracking and separate documentation decisions.

Templates

Certificate of Insurance Request Email Template

Copy a vendor COI request with the correct holder details, insurance requirements and a clear document deadline.

Templates

COI Renewal Reminder Email Templates

Use 30-day, 14-day and urgent renewal emails that identify the specific expiring insurance policy.

Templates

COI Deficiency Email: Missing Limits and Endorsements

Request corrections to an insurance submission with a requirement-by-requirement deficiency email.

Templates

Vendor Insurance Noncompliance Notice Template

Document unresolved insurance requirements, responsible reviewers and the contract-based next step.

Templates

Vendor Insurance Requirements Template

Create a vendor insurance schedule with scope, coverage evidence, endorsements and review responsibilities.

Templates

COI Review Checklist

Review insured names, policy dates, limits and supporting endorsements with a practical COI checklist.

Templates

Subcontractor Onboarding Checklist

Coordinate subcontract agreements, licenses, insurance evidence and start authorization in one checklist.

Templates

Subcontractor Prequalification Form With Insurance Questions

Screen work scope, lower-tier subcontracting and insurance evidence before awarding a subcontract.

Templates

Waiver of Subrogation Request Letter and Sample Wording

Ask a broker for the correct waiver evidence with a copyable request letter and a policy-specific checklist.

Templates

Additional Insured Endorsement Request Email

Request the correct additional insured entities, operations and endorsement evidence from a vendor’s agent.

Templates

Property Management Vendor Insurance Checklist

Review maintenance vendor insurance by property, work scope and required insured entities.

Templates

Commercial Tenant Insurance Requirements Checklist

Organize lease insurance evidence, tenant legal names, premises and renewal follow-up.

Templates

Event Vendor Insurance Checklist

Collect event-specific vendor insurance evidence for dates, venue entities and higher-risk activities.

Templates

Workers Comp Audit Subcontractor Documentation Worksheet

Prepare subcontractor payment, work-date and coverage evidence for a workers comp premium audit.

Templates

Insurance Exception Approval Form

Document an insurance requirement exception with scope, approver, expiry and follow-up.

Templates

Monthly Vendor Insurance Compliance Report Template

Report insurance review status, expiring policies and unresolved vendor issues without hiding unknowns.

Templates

COI Record Retention Policy Template

Draft an insurance evidence retention process covering renewals, access, legal holds and secure deletion.

Templates

Construction Project Insurance Closeout Checklist

Preserve project insurance evidence, completed operations documents and unresolved exceptions at closeout.

Templates

Insurance Broker Document Request Checklist

Send an organized broker request for COIs, endorsements, declarations and policy-specific clarification.

Trade requirements

Roofing insurance requirements

What to collect from roofing vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

HVAC insurance requirements

What to collect from hvac vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Electrical insurance requirements

What to collect from electrical vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Plumbing insurance requirements

What to collect from plumbing vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Concrete insurance requirements

What to collect from concrete vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Framing insurance requirements

What to collect from framing vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Drywall insurance requirements

What to collect from drywall vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Painting insurance requirements

What to collect from painting vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Flooring insurance requirements

What to collect from flooring vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Masonry insurance requirements

What to collect from masonry vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Excavation insurance requirements

What to collect from excavation vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Demolition insurance requirements

What to collect from demolition vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Landscaping insurance requirements

What to collect from landscaping vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Tree Service insurance requirements

What to collect from tree service vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Snow Removal insurance requirements

What to collect from snow removal vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Janitorial insurance requirements

What to collect from janitorial vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Window Cleaning insurance requirements

What to collect from window cleaning vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Pressure Washing insurance requirements

What to collect from pressure washing vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Security Guard insurance requirements

What to collect from security guard vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Elevator Maintenance insurance requirements

What to collect from elevator maintenance vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Fire Sprinkler insurance requirements

What to collect from fire sprinkler vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Fire Restoration insurance requirements

What to collect from fire restoration vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Water Mitigation insurance requirements

What to collect from water mitigation vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Asbestos Abatement insurance requirements

What to collect from asbestos abatement vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Mold Remediation insurance requirements

What to collect from mold remediation vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Environmental Remediation insurance requirements

What to collect from environmental remediation vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Lead Abatement insurance requirements

What to collect from lead abatement vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Scaffolding insurance requirements

What to collect from scaffolding vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Welding insurance requirements

What to collect from welding vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Steel Erection insurance requirements

What to collect from steel erection vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Solar Installation insurance requirements

What to collect from solar installation vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Fence Installation insurance requirements

What to collect from fence installation vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Paving insurance requirements

What to collect from paving vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Crane and Rigging insurance requirements

What to collect from crane and rigging vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Trucking and Hauling insurance requirements

What to collect from trucking and hauling vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Trade requirements

Pest Control insurance requirements

What to collect from pest control vendors: scope-specific insurance questions, evidence, exclusions and a worked review example.

Certificates and ACORD

ACORD 24 vs ACORD 25: Property vs Liability Certificates

Know when property evidence and liability evidence answer different questions, then review a vendor or tenant packet without confusing the two.

Certificates and ACORD

ACORD 25 Description of Operations: Wording and Examples

Review project identifiers and coverage statements in the ACORD25 remarks area while keeping certificate text separate from policy rights.

Certificates and ACORD

ACORD 27 vs ACORD 28: Property Insurance Evidence Compared

Compare property evidence forms by purpose, then identify the property, policy and interested party the requester actually needs to review.

Certificates and ACORD

ACORD 28: Evidence of Commercial Property Insurance Explained

Review ACORD 28 property evidence by checking the premises, insured interest, reported coverage, dates and supporting policy documents.

State insurance guides

Arizona Contractor Insurance Requirements

Distinguish Arizona contractor license bonds from liability insurance and verify employee coverage and project endorsements separately.

Certificates and ACORD

Automating ACORD 25: Issuing Certificates vs Collecting and Checking Them

Separate authorized certificate issuance from recipient-side COI automation, then build a collection, review and renewal workflow that matches your role.

State insurance guides

California Contractor Insurance Requirements

Check California contractor entity type, license classification, workers’ compensation status, LLC liability insurance and project insurance terms.

Workers comp

California Labor Code 2750.5: Unlicensed Subcontractor Hiring Risks

Review the license, worker-classification and insurance records behind California Labor Code 2750.5 before hiring a subcontractor.

Certificates and ACORD

Certificate Holder Wording: Business Name and Address Examples

Prepare an accurate holder-name request and keep project routing, additional insured entities and policy rights separate.

COI workflows

Certificate of Insurance Red Flags: A Reviewer’s Guide

Spot document inconsistencies, missing evidence and scope questions without treating every mistake as fraud.

Certificates and ACORD

Certificate of Insurance vs Insurance Policy: What Each Proves

Understand the limits of certificate evidence and when to request policy provisions, schedules or endorsements for a contract review.

Software guides

COI Tracking Software Evaluation Checklist

Run a practical COI software pilot with difficult certificates, clear acceptance criteria, ownership checks and an export test.

Software guides

COI Tracking Software Pricing: How to Compare Total Cost

Compare vendor limits, document-review allowances, implementation and managed-service scope using published prices and a practical quote worksheet.

Software guides

COI Tracking Spreadsheet vs Software

Compare spreadsheet and software workflows for collection, date tracking, review ownership and migration using a practical vendor-record example.

State insurance guides

Colorado Contractor Insurance Requirements

Combine Colorado workers’ compensation compliance with local contractor licensing and project-specific liability and endorsement checks.

Workers comp

Colorado Workers’ Comp Costs for Contractors: What Drives the Quote?

Understand payroll, trade classifications and experience modification when comparing Colorado contractor workers’ compensation quotes.

Waivers and endorsements

Commercial Auto Waiver of Subrogation Explained

Check an auto waiver against the correct policy, parties, vehicle use and written agreement without confusing it with a general liability waiver.

Workers comp

Do Subcontractors Need Workers Comp Insurance?

A hiring checklist for subcontractor employees, owners, exemptions, contract requirements and the documents that support each decision.

Workers comp

Do You Need Workers Comp for 1099 Contractors?

Understand why a 1099 does not settle worker status, coverage duties or a general contractor’s insurance review.

Certificates and ACORD

Employers Liability Limits on an ACORD 25

Read each-accident, disease-per-employee and disease-policy limits separately, then compare the evidence with your contract.

Workers comp

Florida Construction Workers’ Comp Exemptions: A GC Checklist

Verify Florida construction exemptions for individual owners while separately checking employee coverage and project insurance requirements.

State insurance guides

Florida Contractor Insurance Requirements: Liability, Auto and Workers’ Comp

Compare Florida contractor license insurance floors with project liability, auto, workers’ compensation and endorsement requirements.

Software guides

Free COI Tracking Software: Options and Limitations

Compare free tracking plans, spreadsheet templates and one-off certificate tools while checking vendor limits and actual compliance-review scope.

Waivers and endorsements

General Liability Waiver of Subrogation Explained

Learn what a general liability waiver changes, how to check blanket or scheduled wording, and which documents to request from a subcontractor.

State insurance guides

Georgia Contractor Insurance Requirements

Review Georgia residential and general contractor liability minimums, employee coverage evidence and project-specific insurance endorsements.

Workers comp

Georgia Workers Comp for 1099 Contractors

A 1099 payment label does not answer every Georgia coverage question.

COI workflows

How Long Should You Keep Subcontractor COIs?

Set a COI retention rule around contracts, historical work dates, claims requirements and legal holds rather than a universal number of years.

COI workflows

How to Check Completed Operations Coverage

Separate the named insured’s completed operations limits from additional insured requirements and post-completion evidence duties.

Software guides

How to Move COI Tracking From Excel to Software

Clean a vendor list, preserve policy-level evidence and test renewal handling before replacing an Excel COI tracker.

COI workflows

How to Organize Certificate of Insurance Files

Name and store vendor insurance evidence so the right legal entity, policy period and review decision can be retrieved later.

COI workflows

How to Request a Certificate of Insurance From a Vendor

Send a clear COI request with legal entity names, actual insurance requirements, supporting documents and a review deadline.

COI workflows

How to Review Umbrella Coverage Against Contract Requirements

Check umbrella dates, underlying policies, limits and scope before using an excess policy to address a contractual insurance requirement.

COI workflows

How to Set Vendor Insurance Requirements by Risk

Build a vendor insurance review around work scope, contracts, state rules and an approved exception process.

COI workflows

How to Track Pollution Liability Endorsements

Build an endorsement-level pollution evidence register with contaminants, operations, policy periods and unresolved review questions.

COI workflows

How to Track Vendor and Tenant COIs Across a Property Portfolio

Organize vendor and tenant insurance evidence by legal entity, property, agreement and policy period without hiding different requirements.

COI workflows

How to Verify a Certificate of Insurance Is Authentic

Check insurance evidence through independently verified agent, insurer and state information rather than relying on PDF appearance.

COI workflows

How to Verify Additional Insured Endorsements

Check the insured parties, policy period, operations and conditions in additional insured evidence rather than relying on a certificate checkbox.

State insurance guides

Illinois Contractor Insurance Requirements

Review Illinois workers’ compensation, trade-specific insurance licensing rules and local or contractual requirements without assuming one statewide contractor package.

Workers comp

Illinois Workers’ Comp Exemptions and Owner Coverage

Review Illinois owner elections, carrier records and construction-specific concerns before accepting a workers’ compensation exemption claim.

Workers comp

Indiana Workers Comp Certificates and Coverage Verification

Indiana offers different checks for actual employer coverage, independent contractor clearance and coverage elections.

Workers comp

Iowa Workers’ Comp for Owner-Operators and Sole Proprietors

Separate Iowa owner elections from employee coverage and document whether a working proprietor or LLC member is included in a policy.

Workers comp

Kansas Workers Comp Exemptions: What Contractors Should Verify

Kansas coverage exceptions require more analysis than simply counting employees.

Workers comp

Kentucky Workers Comp for Sole Proprietors

Kentucky law permits business owners to elect employee status through insurance.

Software guides

Managed COI Tracking Services vs Self-Service Software

Compare who collects, reviews, corrects and approves insurance evidence before choosing a managed service or running COI tracking in house.

Workers comp

Maryland Workers Comp for Sole Proprietors

Maryland separates a proprietor’s personal election from insurance for employees.

State insurance guides

Mississippi Subcontractor Insurance Requirements

Separate Mississippi licensing insurance evidence from project-specific subcontractor liability limits, workers’ compensation and endorsement requests.

COI workflows

Montana Independent Contractor Exemption Certificate: A GC Review Guide

Montana ICECs address the individual contractor’s workers compensation status.

Workers comp

Nevada Independent Contractors and Workers’ Comp: A Hiring Guide

Understand why Nevada principal-contractor responsibilities and statutory exceptions require more than a 1099 or business-license check.

Waivers and endorsements

New Jersey Workers Comp Waiver of Subrogation: What to Verify

A New Jersey workers compensation waiver request requires policy-specific confirmation.

State insurance guides

New York Contractor Insurance Requirements

Get the correct New York workers’ compensation proof for government permits and contracts, and distinguish statewide obligations from NYC insurance rules.

Workers comp

North Dakota Workers Comp for Out-of-State Contractors

An out-of-state policy does not automatically satisfy North Dakota requirements.

Workers comp

Ohio Workers Comp Coverage Verification for Subcontractors

Ohio BWC’s employer lookup provides current coverage status.

Workers comp

Out-of-State Subcontractors: Workers Comp Documents to Collect

Review work states, temporary assignments, reciprocity and owner status before accepting an out-of-state subcontractor’s insurance evidence.

Workers comp

Stop Gap Employers Liability: What to Check in State Fund States

Distinguish statutory state-fund benefits from separate employers liability evidence and review the actual stop gap policy terms.

COI workflows

Subcontractor Insurance Tracking: A Step-by-Step Workflow

Set up subcontractor COI collection, document review, renewal ownership and a practical exception process.

COI workflows

Subcontractors Who Hire Other Subcontractors: Insurance Review

Track the contracting chain, worker status and coverage evidence when your subcontractor delegates work to another business.

Workers comp

Tennessee Construction Workers’ Comp Exemptions: Documents to Check

Use Tennessee’s construction owner exemption registry correctly and verify employee insurance separately from individual exemption and licensing.

State insurance guides

Tennessee Contractor Insurance Requirements

Match Tennessee contractor liability evidence to the license monetary limit and verify construction owner exemptions and employee coverage separately.

State insurance guides

Texas Contractor Insurance Requirements

Review Texas trade licensing insurance, public-project workers’ compensation certifications and project-specific contractor insurance terms.

Workers comp

Texas Workers’ Comp Non-Subscribers: What Hiring Contractors Should Ask

Verify Texas subscriber status, public-project obligations and contract requirements before accepting a contractor without statutory workers’ compensation.

Workers comp

Virginia Subcontractors: Employee Counts and Workers’ Comp Review

Count Virginia direct and relevant statutory employees correctly and retain subcontractor coverage evidence for the project and premium audit.

Waivers and endorsements

Waiver of Subrogation in Commercial Leases

Review landlord and tenant waiver requirements across property and liability policies, with a clear lease-file checklist and hypothetical example.

Waivers and endorsements

Waiver of Subrogation in Construction Contracts

Translate a construction waiver requirement into a policy-by-policy document review, including the contract chain, timing and renewal evidence.

Waivers and endorsements

Waiver of Subrogation vs Additional Insured

Compare recovery rights with insured status, then use a practical document checklist to review both requirements on subcontractor insurance.

Waivers and endorsements

Waiver of Subrogation vs Indemnification

Understand the difference between a contract indemnity obligation and an insurance recovery waiver, with a review workflow for hiring companies.

Workers comp

Washington Workers Comp Verification for Contractors

Washington L&I combines contractor registration, workers compensation status and related records in its Verify tool.

COI workflows

What to Do When a Subcontractor Refuses to Provide Insurance

Clarify missing insurance evidence, separate inability from refusal and route work decisions through the actual subcontract.

COI workflows

What to Do With a Noncompliant Certificate of Insurance

Resolve insurance document gaps with a requirement-by-requirement review, correction request and authorized exception process.

Certificates and ACORD

Where to Get a Blank or Fillable ACORD 25 Form

Find the legitimate ACORD form access route, distinguish form access from certificate issuance, and request proof of insurance from the right party.

COI workflows

Who Should Collect and Review Vendor COIs?

Assign ownership for insurance requests, policy review, exceptions, renewals and record retention so each handoff is clear.

Workers comp

Wisconsin Workers’ Comp: What to Collect From Independent Contractors

Document Wisconsin’s nine-condition independent-contractor review and obtain the insurance evidence your carrier needs for subcontractor audits.

Workers comp

Workers Comp Coverage Verification: Beyond Collecting a COI

Verify the employer, relevant dates, owner status and official coverage record instead of relying only on a saved certificate.

Workers comp

Workers Comp Exemption Certificates: What Hiring Contractors Should Check

Check the person, issuing authority, scope and dates of exemption evidence without confusing it with an insurance policy.

Workers comp

Workers Comp for LLC Owners and Members

How to review LLC member status, employee counts, elections and endorsements without assuming every LLC follows the same rule.

Workers comp

Workers Comp for Sole Proprietors: Coverage and Documentation

Separate the proprietor’s personal election, employee coverage and hiring-contract requirements before accepting an insurance file.

Workers comp

Workers Comp for Subcontractors With No Employees

Review owner status, trade rules, helpers and contract obligations when a subcontractor says it has no employees.

Workers comp

Workers Comp vs Employers Liability Insurance

Understand statutory workers compensation benefits, employers liability coverage and the separate documents a contractor should review.

Certificates and ACORD

ACORD 25 vs ACORD 28: which certificate do you need?

ACORD 25 proves liability insurance. ACORD 28 is evidence of commercial property insurance. Here's how they differ, who asks for each, and how ACORD 24, 27 and 855 fit in.

Waivers and endorsements

Blanket waiver of subrogation: how it works and when it protects you

A blanket waiver applies to parties meeting its policy conditions. Check the written agreement, operations, timing and actual waiver evidence before relying on it.

COI workflows

COI expiration: what happens when a certificate of insurance expires

A certificate of insurance doesn't expire on its own. The policies listed on it do. Here's what an expired COI means, what to do about it, and how to stop chasing renewals.

Waivers and endorsements

Do I need a waiver of subrogation? A plain-English decision guide

When you should require a waiver of subrogation from subs and vendors, when you'll be asked to give one, and when it's reasonable to push back. For GCs, subs, landlords and property managers.

Certificates and ACORD

How to fill out an ACORD 25 (and who's allowed to)

A box-by-box guide to completing an ACORD 25 certificate of liability insurance: producer, insured, coverages, ADDL INSD, SUBR WVD, description of operations and certificate holder.

Workers comp

How to prepare for a workers' comp audit: a checklist for contractors

What a workers' comp premium audit looks at, the records to gather, how to handle subcontractor certificates, and the mistakes that lead to surprise bills.

Waivers and endorsements

Waiver of subrogation endorsement: forms, wording and what to check

What a waiver of subrogation endorsement is, the standard ISO and NCCI forms for general liability, auto and workers' comp, and how to confirm a vendor actually has one.

Waivers and endorsements

Waiver of subrogation on workers' comp: why GCs require it and what it costs

How a waiver of subrogation works on a workers' compensation policy, the WC 00 03 13 endorsement, typical costs, state restrictions, and how to verify it on a sub's COI.

Certificates and ACORD

What is a certificate holder on a certificate of insurance?

The certificate holder is the person or company a COI is issued to. Here's what that does and doesn't give you, how it differs from additional insured, and how the name should be written.

Workers comp

Workers' comp audits and uninsured subcontractors: why you get charged

Why workers' comp premium audits charge general contractors for uninsured subcontractors, how auditors calculate it, and the certificate habits that prevent a surprise bill.

Certificates and ACORD

How to read an ACORD 25 certificate of insurance (and what to check)

A field-by-field guide to the ACORD 25 certificate of liability insurance, plus the checks contractors and property managers should run on every one.

Free tools

ACORD 25 PDF to CSV

Extract policy rows from a certificate PDF or image, review the CSV and download the fields for a tracking spreadsheet. Free checks have daily limits.

Free tools

Insurance coverage gap timeline

Compare policy periods against a required work period and find missing days by coverage type. Browser-based date checking with an evidence timeline.

Free tools

COI renewal reminder calendar

Create calendar follow-ups 30, 14 and 7 days before a policy expires, plus expiration day. Download an ICS file for your calendar.

Free tools

COI spreadsheet validator

Check a COI tracking CSV for missing columns, invalid dates, email formatting and exact policy-period duplicates. Processing stays in your browser.

Free tools

Workers comp coverage lookup directory

Find official state workers compensation agencies and coverage-verification routes. Check employer identity and relevant work dates beyond the COI.

Free tools

Free ACORD 25 checker

Upload an ACORD 25 certificate of insurance and AI reads every policy, limit and date, then checks it against your requirements — additional insured, waiver of subrogation and expiration included. Free, no signup.

Free tools

Waiver of subrogation explainer

See what a waiver of subrogation does with an interactive, step-by-step scenario — who pays, who can be sued, and what to check on a certificate of insurance.

Free tools

Additional insured vs certificate holder

Review certificate holder and additional insured indicators, identify missing endorsements, and learn which coverage details to confirm with your broker.

Free tools

Certificate of insurance sample (ACORD 25)

What the ACORD 25 form is, who issues it and what it doesn’t prove, plus an annotated certificate of insurance sample you can click box by box.

Free tools

Workers’ comp audit calculator

Estimate the extra workers’ compensation premium your audit could charge for subcontractors without a valid certificate of insurance on file.

Free tools

Subcontractor insurance requirements generator

What insurance to require from subcontractors: typical limits by trade risk, key endorsements and a free generator for your clause and COI request email.

Free tools

Certificate of insurance checker

Enter the limits and dates from a certificate of insurance and check it against your requirements instantly — general liability, auto, umbrella, workers’ comp and endorsements.

Industries

COI Tracking for HOAs and Condo Associations

Collect association vendor certificates, review a consistent insurance baseline and follow up before recurring contractor policies expire.

Industries

COI Tracking for Commercial Landlords

Collect vendor and tenant COIs with clear lease records, a consistent account baseline and practical renewal follow-up.

Industries

COI Tracking for Apartment Communities

Keep apartment maintenance vendor COIs organized through unit turns, recurring services and seasonal work without confusing insurance with site approval.

Industries

COI Tracking for Retail Property Portfolios

Organize retail vendor certificate collection while keeping tenant fit-outs, site assignments and lease-specific insurance decisions in the right system.

Industries

COI Tracking for Hotels and Hospitality Groups

Collect hotel service-provider certificates and renewals while coordinating occupied-building, kitchen, event and refurbishment reviews outside the certificate baseline.

Industries

COI Tracking for Schools and Universities

Organize campus vendor certificate requests and renewals while retaining procurement, student-contact and project approvals in the institution’s own process.

Industries

COI Tracking for Municipalities and Public Agencies

Follow public-agency vendor certificate renewals while keeping bid requirements, state proof forms and authorized contract decisions in the procurement record.

Industries

COI Tracking for Manufacturing Facilities

Collect plant contractor certificates before maintenance and shutdown work, with separate reviews for machinery, rigging and operational approvals.

Industries

COI Tracking for Healthcare Facilities

Collect facilities-service vendor certificates and renewals while keeping clinical credentialing, access and infection-control approvals in the appropriate process.

Industries

COI Tracking for Warehouses and Logistics Facilities

Track warehouse service-provider COIs and renewals while keeping carriers, cargo contracts, site permissions and work-specific insurance reviews distinct.

Industries

COI Tracking Software for Small Businesses

Move a small vendor insurance list out of scattered email with private upload links, certificate review and policy renewal reminders.

State requirements

Alabama workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Alabama.

State requirements

Alaska workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Alaska.

State requirements

Arizona workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Arizona.

State requirements

Arkansas workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Arkansas.

State requirements

California workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for California.

State requirements

Colorado workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Colorado.

State requirements

Connecticut workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Connecticut.

State requirements

Delaware workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Delaware.

State requirements

Florida workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Florida.

State requirements

Georgia workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Georgia.

State requirements

Hawaii workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Hawaii.

State requirements

Idaho workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Idaho.

State requirements

Illinois workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Illinois.

State requirements

Indiana workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Indiana.

State requirements

Iowa workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Iowa.

State requirements

Kansas workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Kansas.

State requirements

Kentucky workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Kentucky.

State requirements

Louisiana workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Louisiana.

State requirements

Maine workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Maine.

State requirements

Maryland workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Maryland.

State requirements

Massachusetts workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Massachusetts.

State requirements

Michigan workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Michigan.

State requirements

Minnesota workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Minnesota.

State requirements

Mississippi workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Mississippi.

State requirements

Missouri workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Missouri.

State requirements

Montana workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Montana.

State requirements

Nebraska workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Nebraska.

State requirements

Nevada workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Nevada.

State requirements

New Hampshire workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for New Hampshire.

State requirements

New Jersey workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for New Jersey.

State requirements

New Mexico workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for New Mexico.

State requirements

New York workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for New York.

State requirements

North Carolina workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for North Carolina.

State requirements

North Dakota workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for North Dakota.

State requirements

Ohio workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Ohio.

State requirements

Oklahoma workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Oklahoma.

State requirements

Oregon workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Oregon.

State requirements

Pennsylvania workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Pennsylvania.

State requirements

Rhode Island workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Rhode Island.

State requirements

South Carolina workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for South Carolina.

State requirements

South Dakota workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for South Dakota.

State requirements

Tennessee workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Tennessee.

State requirements

Texas workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Texas.

State requirements

Utah workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Utah.

State requirements

Vermont workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Vermont.

State requirements

Virginia workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Virginia.

State requirements

Washington workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Washington.

State requirements

West Virginia workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for West Virginia.

State requirements

Wisconsin workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Wisconsin.

State requirements

Wyoming workers’ comp requirements

Workers’ compensation requirements, official agency links and subcontractor documentation for Wyoming.

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BCS vs CertFocus for COI and pollution endorsement review

Compare documented review workflows and the pollution endorsement questions to test in a demonstration.

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Compare COI tracking options, review workflows and pricing models.